State Ledger
Company profile

UWHARRIE CAPITAL CORP CIK 898171

Ticker
UWHR (OTC)
Industry
State Commercial Banks
Headquarters
Albemarle, NC 28001
Fiscal year end
2025 (FY)
Key Financials
Revenue
—
Net income
$10.79M
Total assets
$1.20B
Total liabilities
$1.12B
Stockholders' equity
$64.90M
Cash & equivalents
$73.33M
Operating income
—
Operating cash flow
$9.86M
Capital expenditures
$1.66M

Fiscal year 2025, via 10-K filed 2026-03-05. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$8.20M
Free cash flow margin
—
Liabilities / assets
93.7%
Equity / assets
5.4%
CapEx / revenue
—
Operating cash flow / net income
0.91×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $10.79M $1.20B $1.12B $64.90M
2024 — $9.34M $1.13B $1.07B $47.02M
2023 — $8.03M $1.07B $1.02B $38.79M
2022 — $7.68M $1.02B $982.09M $26.74M
2021 — $9.52M $939.68M $878.89M $50.13M
Company Details
SIC code
6022
State of incorporation
NC
Active filer
Yes
Most recent SEC filing
Form 8-K
2026-08-21
Financials filed via
Form 10-K
filed 2026-03-05

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Albemarle, NC 28001
132 NORTH FIRST STREET
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:48 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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