State Ledger
Company profile

JUNIATA VALLEY FINANCIAL CORP CIK 714712

Ticker
JUVF (OTC)
Industry
State Commercial Banks
Headquarters
Mifflintown, PA 17059-0066
Fiscal year end
2025 (FY)
Key Financials
Revenue
—
Net income
$7.98M
Total assets
$895.26M
Total liabilities
$837.89M
Stockholders' equity
$57.37M
Cash & equivalents
$5.72M
Operating income
—
Operating cash flow
$10.10M
Capital expenditures
—

Fiscal year 2025, via 10-K filed 2026-03-25. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
—
Free cash flow margin
—
Liabilities / assets
93.6%
Equity / assets
6.4%
CapEx / revenue
—
Operating cash flow / net income
1.27×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $7.98M $895.26M $837.89M $57.37M
2024 — $6.23M $848.87M $801.42M $47.46M
2023 — $6.60M $870.56M $830.42M $40.14M
2022 — $7.06M $829.62M $793.93M $35.69M
2021 — $6.60M $810.52M $739.23M $71.29M
Company Details
SIC code
6022
State of incorporation
PA
Active filer
Yes
Most recent SEC filing
Form 10-Q
2026-08-12
Financials filed via
Form 10-K
filed 2026-03-25

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Mifflintown, PA 17059-0066
BRIDGE AND MAIN STREETS
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 16:04 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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