Company profile
Embassy Bancorp, Inc. CIK 1449794
Ticker
EMYB (OTC)
Industry
State Commercial Banks
Headquarters
Bethlehem, PA 18017
Fiscal year end
2025 (FY)
Key Financials
Revenue
—
Net income
$13.70M
Total assets
$1.80B
Total liabilities
$1.67B
Stockholders' equity
$127.58M
Cash & equivalents
$112.86M
Operating income
—
Operating cash flow
$12.83M
Capital expenditures
$632.0K
Fiscal year 2025, via 10-K filed 2026-03-16. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$12.20M
Free cash flow margin
—
Liabilities / assets
92.9%
Equity / assets
7.1%
CapEx / revenue
—
Operating cash flow / net income
0.94×
Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025
—
$13.70M
$1.80B
$1.67B
$127.58M
2024
—
$10.44M
$1.70B
$1.60B
$106.48M
2023
—
$12.66M
$1.66B
$1.55B
$105.66M
2022
—
$17.70M
$1.64B
$1.55B
$88.28M
2021
—
$16.79M
$1.63B
$1.51B
$122.52M
Company Details
SIC code
6022
State of incorporation
PA
Active filer
Yes
Most recent SEC filing
Form 4
2026-08-31
Financials filed via
Form 10-K
filed 2026-03-16
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Bethlehem, PA 18017
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:52 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.