State Ledger
Company profile

CIVISTA BANCSHARES, INC. CIK 944745

Ticker
CIVB (Nasdaq)
Industry
State Commercial Banks
Headquarters
Sandusky, OH 44870
Fiscal year end
2025 (FY)
Market Data
Close
$26.71
Change
+$0.32
Change %
1.19%
Volume
3,567

CIVB · trading date Oct 12, 2026 · previous close $26.40 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
$19.02M
Net income
$46.21M
Total assets
$4.34B
Total liabilities
$3.79B
Stockholders' equity
$543.47M
Cash & equivalents
$77.32M
Operating income
—
Operating cash flow
$43.27M
Capital expenditures
$1.16M

Fiscal year 2025, via 10-K filed 2026-03-06. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
242.9%
Free cash flow
$42.12M
Free cash flow margin
221.4%
Liabilities / assets
87.5%
Equity / assets
12.5%
CapEx / revenue
6.1%
Operating cash flow / net income
0.94×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 $19.02M $46.21M $4.34B $3.79B $543.47M
2024 $19.12M $31.68M $4.10B $3.71B $388.50M
2023 $30.45M $42.96M $3.86B $3.49B $372.00M
2022 $24.54M $39.43M $3.64B $3.30B $328.77M
2021 $19.64M $40.55M $3.01B $2.66B $355.21M
Company Details
SIC code
6022
State of incorporation
OH
Active filer
Yes
Most recent SEC filing
Form 8-K
2026-09-18
Financials filed via
Form 10-K
filed 2026-03-06

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Sandusky, OH 44870
100 EAST WATER ST
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:50 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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