State Ledger
Company profile

FARMERS & MERCHANTS BANCORP INC CIK 792966

Ticker
FMAO (Nasdaq)
Industry
Savings Institution, Federally Chartered
Headquarters
Archbold, OH 43502
Fiscal year end
2025 (FY)
Market Data
Close
$35.25
Change
+$0.45
Change %
1.28%
Volume
375

FMAO · trading date Oct 8, 2026 · previous close $34.81 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
—
Net income
$33.31M
Total assets
$3.43B
Total liabilities
$3.06B
Stockholders' equity
$370.86M
Cash & equivalents
$97.25M
Operating income
—
Operating cash flow
$36.74M
Capital expenditures
$1.77M

Fiscal year 2025, via 10-K filed 2026-02-27. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$34.97M
Free cash flow margin
—
Liabilities / assets
89.2%
Equity / assets
10.8%
CapEx / revenue
—
Operating cash flow / net income
1.10×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $33.31M $3.43B $3.06B $370.86M
2024 — $25.94M $3.36B $3.03B $335.21M
2023 — $22.79M $3.28B $2.97B $316.54M
2022 — $32.52M $3.02B $2.72B $298.14M
2021 — $23.50M $2.64B $2.34B $297.17M
Company Details
SIC code
6035
State of incorporation
OH
Active filer
Yes
Most recent SEC filing
Form 4
2026-08-18
Financials filed via
Form 10-K
filed 2026-02-27

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Archbold, OH 43502
307-11 N DEFIANCE ST
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:50 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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