NBTB · trading date Oct 12, 2026 · previous close $50.08 · source: Alpaca (IEX feed, not consolidated full-market data).
Key Financials
Revenue
$182.95M
Net income
$169.24M
Total assets
$16.00B
Total liabilities
$14.10B
Stockholders' equity
$1.90B
Cash & equivalents
$487.12M
Operating income
—
Operating cash flow
$235.22M
Capital expenditures
$16.30M
Fiscal year 2025, via 10-K filed 2026-02-27.
A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
—
Net margin
92.5%
Free cash flow
$218.92M
Free cash flow margin
119.7%
Liabilities / assets
88.1%
Equity / assets
11.9%
CapEx / revenue
8.9%
Operating cash flow / net income
1.39×
Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Norwich, NY 13815
52 S BROAD ST
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:41 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.