Company profile
PEOPLES FINANCIAL CORP /MS/ CIK 770460
Ticker
PFBX (OTC)
Industry
State Commercial Banks
Headquarters
Biloxi, MS 39530
Fiscal year end
2025 (FY)
Key Financials
Revenue
—
Net income
$3.91M
Total assets
$727.12M
Total liabilities
$626.45M
Stockholders' equity
$100.67M
Cash & equivalents
$19.58M
Operating income
—
Operating cash flow
$4.50M
Capital expenditures
$302.0K
Fiscal year 2025, via 10-K filed 2026-03-18. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$4.20M
Free cash flow margin
—
Liabilities / assets
86.2%
Equity / assets
13.8%
CapEx / revenue
—
Operating cash flow / net income
1.15×
Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025
—
$3.91M
$727.12M
$626.45M
$100.67M
2024
—
$21.70M
$831.85M
$741.85M
$90.00M
2023
—
$9.17M
$797.74M
$728.46M
$69.28M
2022
—
$8.94M
$861.64M
$806.45M
$55.11M
2021
—
$8.91M
$818.95M
$727.22M
$91.73M
Company Details
SIC code
6022
State of incorporation
MS
Active filer
Yes
Most recent SEC filing
Form 4
2026-08-24
Financials filed via
Form 10-K
filed 2026-03-18
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Biloxi, MS 39530
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:36 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.