State Ledger
Company profile

CHEMUNG FINANCIAL CORP CIK 763563

Ticker
CHMG (Nasdaq)
Industry
State Commercial Banks
Headquarters
Elmira, NY 14902
Fiscal year end
2025 (FY)
Market Data
Close
$80.32
Change
-$0.95
Change %
-1.17%
Volume
1,614

CHMG · trading date Oct 9, 2026 · previous close $81.27 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
—
Net income
$15.10M
Total assets
$2.71B
Total liabilities
$2.46B
Stockholders' equity
$254.71M
Cash & equivalents
$50.10M
Operating income
—
Operating cash flow
$45.50M
Capital expenditures
$1.69M

Fiscal year 2025, via 10-K filed 2026-03-13. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$43.81M
Free cash flow margin
—
Liabilities / assets
90.6%
Equity / assets
9.4%
CapEx / revenue
—
Operating cash flow / net income
3.01×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $15.10M $2.71B $2.46B $254.71M
2024 — $23.67M $2.78B $2.56B $215.31M
2023 — $25.00M $2.71B $2.52B $195.24M
2022 — $28.78M $2.65B $2.48B $166.39M
2021 — $26.43M $2.42B $2.21B $211.46M
Company Details
SIC code
6022
State of incorporation
NY
Active filer
Yes
Most recent SEC filing
Form 4
2026-09-17
Financials filed via
Form 10-K
filed 2026-03-13

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Elmira, NY 14902
ONE CHEMUNG CANAL PLZ
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:41 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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