Company profile
F&M BANK CORP CIK 740806
Ticker
FMBM (OTC)
Industry
State Commercial Banks
Headquarters
Timberville, VA 22853
Fiscal year end
2025 (FY)
Key Financials
Revenue
—
Net income
$11.23M
Total assets
$1.37B
Total liabilities
$1.27B
Stockholders' equity
$104.79M
Cash & equivalents
$68.85M
Operating income
—
Operating cash flow
$16.50M
Capital expenditures
$724.0K
Fiscal year 2025, via 10-K filed 2026-03-27. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$15.78M
Free cash flow margin
—
Liabilities / assets
92.4%
Equity / assets
7.6%
CapEx / revenue
—
Operating cash flow / net income
1.47×
Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025
—
$11.23M
$1.37B
$1.27B
$104.79M
2024
—
$7.29M
$1.30B
$1.22B
$86.14M
2023
—
$2.77M
$1.29B
$1.22B
$78.32M
2022
—
$8.32M
$1.25B
$1.18B
$70.79M
2021
—
$10.74M
$1.22B
$1.12B
$100.46M
Company Details
SIC code
6022
State of incorporation
VA
Active filer
Yes
Most recent SEC filing
Form 8-K
2026-09-09
Financials filed via
Form 10-K
filed 2026-03-27
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Timberville, VA 22853
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:59 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.