State Ledger
Company profile

UNITED BANCORP INC /OH/ CIK 731653

Ticker
UBCP (Nasdaq)
Industry
State Commercial Banks
Headquarters
Martins Ferry, OH 43935
Fiscal year end
2025 (FY)
Market Data
Close
$14.36
Change
+$0.00
Change %
0.00%
Volume
0

UBCP · trading date Oct 9, 2026 · previous close $14.36 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
—
Net income
$7.75M
Total assets
$857.45M
Total liabilities
$786.93M
Stockholders' equity
$70.52M
Cash & equivalents
$46.53M
Operating income
—
Operating cash flow
$10.46M
Capital expenditures
$11.78M

Fiscal year 2025, via 10-K filed 2026-03-18. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
-$1.32M
Free cash flow margin
—
Liabilities / assets
91.8%
Equity / assets
8.2%
CapEx / revenue
—
Operating cash flow / net income
1.35×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $7.75M $857.45M $786.93M $70.52M
2024 — $7.40M $816.66M $753.20M $63.46M
2023 — $8.95M $819.45M $755.86M $63.59M
2022 — $8.66M $757.40M $697.66M $59.74M
2021 — $9.45M $724.46M $652.76M $71.70M
Company Details
SIC code
6022
State of incorporation
OH
Active filer
Yes
Most recent SEC filing
Form 8-K
2026-08-20
Financials filed via
Form 10-K
filed 2026-03-18

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Martins Ferry, OH 43935
201 SOUTH FOURTH STREET
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:49 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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