State Ledger
Company profile

ARROW FINANCIAL CORP CIK 717538

Ticker
AROW (Nasdaq)
Industry
National Commercial Banks
Headquarters
Glens Falls, NY 12801
Fiscal year end
2025 (FY)
Market Data
Close
$36.44
Change
-$0.68
Change %
-1.83%
Volume
2,011

AROW · trading date Oct 9, 2026 · previous close $37.12 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
—
Net income
$43.95M
Total assets
$4.45B
Total liabilities
$4.01B
Stockholders' equity
$431.85M
Cash & equivalents
$214.18M
Operating income
—
Operating cash flow
$41.28M
Capital expenditures
$5.09M

Fiscal year 2025, via 10-K filed 2026-03-06. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$36.19M
Free cash flow margin
—
Liabilities / assets
90.3%
Equity / assets
9.7%
CapEx / revenue
—
Operating cash flow / net income
0.94×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $43.95M $4.45B $4.01B $431.85M
2024 — $29.71M $4.31B $3.91B $400.90M
2023 — $30.08M $4.17B $3.79B $379.77M
2022 — $48.80M $3.97B $3.62B $353.54M
2021 — $49.86M $4.03B $3.66B $371.19M
Company Details
SIC code
6021
State of incorporation
NY
Active filer
Yes
Most recent SEC filing
Form 8-K/A
2026-09-14
Financials filed via
Form 10-K
filed 2026-03-06

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Glens Falls, NY 12801
250 GLEN ST
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:41 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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