State Ledger
Company profile

Jefferson Capital, Inc. / DE CIK 2046042

Ticker
JCAP (Nasdaq)
Industry
Short-Term Business Credit Institutions
Headquarters
Minneapolis, MN 55426
Fiscal year end
2025 (FY)
Market Data
Close
$20.31
Change
+$0.38
Change %
1.91%
Volume
24,787

JCAP · trading date Oct 12, 2026 · previous close $19.93 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
$613.29M
Net income
$187.97M
Total assets
$2.09B
Total liabilities
$1.61B
Stockholders' equity
$476.14M
Cash & equivalents
$23.23M
Operating income
$316.50M
Operating cash flow
$268.81M
Capital expenditures
—

Fiscal year 2025, via 10-K filed 2026-03-13. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
51.6%
Net margin
30.6%
Free cash flow
—
Free cash flow margin
—
Liabilities / assets
77.2%
Equity / assets
22.8%
CapEx / revenue
—
Operating cash flow / net income
1.43×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 $613.29M $187.97M $2.09B $1.61B $476.14M
2024 $433.34M $128.89M $1.65B $1.27B $382.53M
2023 $323.07M $111.52M — — $303.59M
Company Details
SIC code
6153
State of incorporation
DE
Active filer
Yes
Most recent SEC filing
Form 4
2026-08-26
Financials filed via
Form 10-K
filed 2026-03-13

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Minneapolis, MN 55426
600 SOUTH HIGHWAY 169, SUITE 1575
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:36 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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