Company profile
Gouverneur Bancorp, Inc./MD/ CIK 1978811
Ticker
GOVB (OTC)
Industry
Savings Institutions, Not Federally Chartered
Headquarters
Gouverneur, NY 13642
Fiscal year end
2025 (FY)
Key Financials
Revenue
—
Net income
$733.0K
Total assets
$198.53M
Total liabilities
$166.42M
Stockholders' equity
$32.11M
Cash & equivalents
$4.66M
Operating income
—
Operating cash flow
$830.0K
Capital expenditures
$177.0K
Fiscal year 2025, via 10-K filed 2025-12-19. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$653.0K
Free cash flow margin
—
Liabilities / assets
83.8%
Equity / assets
16.2%
CapEx / revenue
—
Operating cash flow / net income
1.13×
Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025
—
$733.0K
$198.53M
$166.42M
$32.11M
2024
—
$539.0K
$197.26M
$164.50M
$32.77M
2023
—
$317.0K
$205.89M
$180.78M
$25.11M
2022
—
$1.53M
$213.02M
$188.19M
$24.83M
Company Details
SIC code
6036
State of incorporation
MD
Active filer
Yes
Most recent SEC filing
Form SCHEDULE 13D
2026-08-28
Financials filed via
Form 10-K
filed 2025-12-19
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Gouverneur, NY 13642
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:46 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.