Company profile
PFS Bancorp, Inc. CIK 1967656
Ticker
PFSB (OTC)
Industry
Savings Institutions, Not Federally Chartered
Headquarters
Peru, IL 61354
Fiscal year end
2025 (FY)
Key Financials
Revenue
—
Net income
$1.67M
Total assets
$206.91M
Total liabilities
$167.86M
Stockholders' equity
$39.05M
Cash & equivalents
$15.49M
Operating income
—
Operating cash flow
$2.14M
Capital expenditures
$21.0K
Fiscal year 2025, via 10-K filed 2026-03-25. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$2.12M
Free cash flow margin
—
Liabilities / assets
81.1%
Equity / assets
18.9%
CapEx / revenue
—
Operating cash flow / net income
1.28×
Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025
—
$1.67M
$206.91M
$167.86M
$39.05M
2024
—
$905.0K
$197.64M
$160.96M
$36.68M
2023
—
$1.01M
$193.45M
$157.53M
$35.92M
2022
—
$831.0K
$174.13M
$154.00M
$20.14M
Company Details
SIC code
6036
Active filer
Yes
Most recent SEC filing
Form SCHEDULE 13G
2026-08-28
Financials filed via
Form 10-K
filed 2026-03-25
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Peru, IL 61354
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:30 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.