Company profile
Generations Bancorp NY, Inc. CIK 1823365
Industry
Savings Institution, Federally Chartered
Headquarters
Seneca Falls, NY 13148
Fiscal year end
2023 (FY)
Key Financials
Revenue
$1.88M
Net income
-$1.57M
Total assets
$424.50M
Total liabilities
$386.80M
Stockholders' equity
$37.70M
Cash & equivalents
$14.53M
Operating income
—
Operating cash flow
$2.04M
Capital expenditures
$367.0K
Fiscal year 2023, via 10-K filed 2024-04-01. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
—
Net margin
-83.4%
Free cash flow
$1.67M
Free cash flow margin
88.9%
Liabilities / assets
91.1%
Equity / assets
8.9%
CapEx / revenue
19.5%
Operating cash flow / net income
-1.30×
Derived from the fiscal year 2023 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2023
$1.88M
-$1.57M
$424.50M
$386.80M
$37.70M
2022
$2.03M
$1.09M
$386.29M
$348.97M
$37.33M
2021
$2.29M
$1.41M
$378.95M
$335.47M
$43.48M
2020
$2.32M
$1.75M
$373.80M
$343.91M
$29.89M
2019
$2.73M
$87.0K
$347.55M
$319.32M
$28.23M
Company Details
SIC code
6035
Active filer
Yes
Most recent SEC filing
Form SC 13G/A
2024-11-14
Financials filed via
Form 10-K
filed 2024-04-01
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Seneca Falls, NY 13148
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:45 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.