State Ledger
Company profile

Affirm Holdings, Inc. CIK 1820953

Ticker
AFRM (Nasdaq)
Industry
Personal Credit Institutions
Headquarters
San Francisco, CA 94105
Fiscal year end
2026 (FY)
Market Data
Close
$77.92
Change
-$0.68
Change %
-0.87%
Volume
163,584

AFRM · trading date Oct 13, 2026 · previous close $78.60 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
$4.26B
Net income
$1.93B
Total assets
$15.79B
Total liabilities
$10.31B
Stockholders' equity
$5.48B
Cash & equivalents
$1.63B
Operating income
$416.98M
Operating cash flow
$1.23B
Capital expenditures
$238.35M

Fiscal year 2026, via 10-K filed 2026-08-27. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
9.8%
Net margin
45.3%
Free cash flow
$992.63M
Free cash flow margin
23.3%
Liabilities / assets
65.3%
Equity / assets
34.7%
CapEx / revenue
5.6%
Operating cash flow / net income
0.64×

Derived from the fiscal year 2026 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2026 $4.26B $1.93B $15.79B $10.31B $5.48B
2025 $3.22B $52.19M $11.15B $8.09B $3.07B
2024 $2.32B -$517.76M $9.52B $6.79B $2.73B
2023 $1.59B -$985.35M $8.16B $5.62B $2.53B
2022 $1.35B -$707.42M $6.97B $4.36B $2.62B
Company Details
SIC code
6141
State of incorporation
NV
Active filer
Yes
Most recent SEC filing
Form 4
2026-09-18
Financials filed via
Form 10-K
filed 2026-08-27

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
San Francisco, CA 94105
221 MAIN STREET, FLOOR 6
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:19 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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