Company profile
STANDARD PREMIUM FINANCE HOLDINGS, INC. CIK 1807893
Ticker
SPFX (OTC)
Industry
Miscellaneous Business Credit Institution
Headquarters
Miami, FL 33186
Fiscal year end
2025 (FY)
Key Financials
Revenue
$12.47M
Net income
$1.21M
Total assets
$74.82M
Total liabilities
$66.36M
Stockholders' equity
$8.46M
Cash & equivalents
$11.0K
Operating income
—
Operating cash flow
$2.88M
Capital expenditures
$33.4K
Fiscal year 2025, via 10-K filed 2026-03-20. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
—
Net margin
9.7%
Free cash flow
$2.85M
Free cash flow margin
22.9%
Liabilities / assets
88.7%
Equity / assets
11.3%
CapEx / revenue
0.3%
Operating cash flow / net income
2.38×
Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025
$12.47M
$1.21M
$74.82M
$66.36M
$8.46M
2024
$12.14M
$980.0K
$65.85M
$58.50M
$7.35M
2023
$9.72M
$532.4K
$62.38M
$55.98M
$6.40M
2022
$8.16M
$806.1K
$51.49M
$45.54M
$5.95M
2021
$7.66M
$876.3K
$48.52M
$43.98M
$4.53M
Company Details
SIC code
6159
State of incorporation
FL
Active filer
Yes
Most recent SEC filing
Form 10-Q
2026-08-10
Financials filed via
Form 10-K
filed 2026-03-20
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Miami, FL 33186
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:26 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.