Company profile
Farmers & Merchants Bancshares, Inc. CIK 1698022
Ticker
FMFG (OTC)
Industry
Savings Institutions, Not Federally Chartered
Headquarters
Hampstead, MD 21074
Fiscal year end
2025 (FY)
Key Financials
Revenue
—
Net income
$5.77M
Total assets
$871.96M
Total liabilities
$807.30M
Stockholders' equity
$64.66M
Cash & equivalents
$46.11M
Operating income
—
Operating cash flow
$6.05M
Capital expenditures
$370.0K
Fiscal year 2025, via 10-K filed 2026-03-26. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$5.68M
Free cash flow margin
—
Liabilities / assets
92.6%
Equity / assets
7.4%
CapEx / revenue
—
Operating cash flow / net income
1.05×
Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025
—
$5.77M
$871.96M
$807.30M
$64.66M
2024
—
$4.28M
$844.64M
$788.37M
$56.27M
2023
—
$6.42M
$799.94M
$747.76M
$52.18M
2022
—
$8.09M
$718.21M
$670.44M
$47.78M
2021
—
$8.15M
$716.68M
$660.06M
$56.62M
Company Details
SIC code
6036
State of incorporation
MD
Active filer
Yes
Most recent SEC filing
Form 10-Q
2026-08-11
Financials filed via
Form 10-K
filed 2026-03-26
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Hampstead, MD 21074
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:33 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.