State Ledger
Company profile

Velocity Financial, Inc. CIK 1692376

Ticker
VEL (NYSE)
Industry
Finance Services
Headquarters
Westlake Village, CA 91361
Fiscal year end
2025 (FY)
Market Data
Close
$14.75
Change
-$0.20
Change %
-1.34%
Volume
10,082

VEL · trading date Oct 9, 2026 · previous close $14.95 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
—
Net income
$105.05M
Total assets
$7.38B
Total liabilities
$6.71B
Stockholders' equity
$672.54M
Cash & equivalents
$92.10M
Operating income
—
Operating cash flow
$18.16M
Capital expenditures
$281.0K

Fiscal year 2025, via 10-K filed 2026-03-12. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$17.88M
Free cash flow margin
—
Liabilities / assets
90.8%
Equity / assets
9.1%
CapEx / revenue
—
Operating cash flow / net income
0.17×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $105.05M $7.38B $6.71B $672.54M
2024 — $68.42M $5.53B $5.01B $516.94M
2023 — $52.27M $4.40B $3.97B $433.44M
2022 — $32.21M $3.75B $3.37B $376.81M
2021 — $29.22M $2.81B $2.47B $341.11M
Company Details
SIC code
6199
State of incorporation
DE
Active filer
Yes
Most recent SEC filing
Form 4
2026-09-10
Financials filed via
Form 10-K
filed 2026-03-12

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Westlake Village, CA 91361
2945 TOWNSGATE ROAD
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:18 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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