UPST · trading date Oct 12, 2026 · previous close $24.09 · source: Alpaca (IEX feed, not consolidated full-market data).
Key Financials
Revenue
$1.04B
Net income
$53.60M
Total assets
$2.97B
Total liabilities
$2.18B
Stockholders' equity
$798.82M
Cash & equivalents
$652.39M
Operating income
$42.63M
Operating cash flow
-$147.73M
Capital expenditures
$347.0K
Fiscal year 2025, via 10-K filed 2026-02-10.
A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.
Financial Performance
Operating margin
4.1%
Net margin
5.1%
Free cash flow
-$148.07M
Free cash flow margin
-14.2%
Liabilities / assets
73.1%
Equity / assets
26.9%
CapEx / revenue
0.0%
Operating cash flow / net income
-2.76×
Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.
"Most recent SEC filing" may differ from the filing used for the financial figures above.
Location
Burlingame, CA 94010
220 PARK ROAD
Data & Methodology
SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:18 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.