State Ledger
Company profile

Synchrony Financial CIK 1601712

Tickers
SYF (NYSE) · SYF-PA (NYSE) · SYF-PB (NYSE)
Industry
Finance Services
Headquarters
Stamford, CT 06902-1250
Fiscal year end
2025 (FY)
Market Data
Close
$73.59
Change
-$0.02
Change %
-0.03%
Volume
133,427

SYF · trading date Oct 13, 2026 · previous close $73.61 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
—
Net income
$3.55B
Total assets
$119.10B
Total liabilities
$102.33B
Stockholders' equity
$16.77B
Cash & equivalents
$14.97B
Operating income
—
Operating cash flow
$9.85B
Capital expenditures
—

Fiscal year 2025, via 10-K filed 2026-02-06. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
—
Free cash flow margin
—
Liabilities / assets
85.9%
Equity / assets
14.1%
CapEx / revenue
—
Operating cash flow / net income
2.77×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $3.55B $119.10B $102.33B $16.77B
2024 — $3.50B $119.46B $102.88B $16.58B
2023 — $2.24B $117.48B $103.58B $13.90B
2022 — $3.02B $104.56B $91.69B $12.87B
2021 — $4.22B $95.75B $82.09B $13.66B
Company Details
SIC code
6199
State of incorporation
NY
Active filer
Yes
Most recent SEC filing
Form 8-K
2026-09-14
Financials filed via
Form 10-K
filed 2026-02-06

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Stamford, CT 06902-1250
777 LONG RIDGE ROAD
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:22 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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