State Ledger
Company profile

Enova International, Inc. CIK 1529864

Ticker
ENVA (NYSE)
Industry
Personal Credit Institutions
Headquarters
Chicago, IL 60604
Fiscal year end
2025 (FY)
Market Data
Close
$174.25
Change
-$0.61
Change %
-0.35%
Volume
25,393

ENVA · trading date Oct 14, 2026 · previous close $174.86 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
$3.15B
Net income
$308.39M
Total assets
$6.47B
Total liabilities
$5.13B
Stockholders' equity
$1.34B
Cash & equivalents
$71.71M
Operating income
$739.43M
Operating cash flow
$1.82B
Capital expenditures
$47.14M

Fiscal year 2025, via 10-K filed 2026-02-20. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
23.5%
Net margin
9.8%
Free cash flow
$1.77B
Free cash flow margin
56.2%
Liabilities / assets
79.3%
Equity / assets
20.7%
CapEx / revenue
1.5%
Operating cash flow / net income
5.90×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 $3.15B $308.39M $6.47B $5.13B $1.34B
2024 $2.66B $209.45M $5.27B $4.07B $1.20B
2023 $2.12B $175.12M $4.59B $3.35B $1.24B
2022 $1.74B $207.42M $3.78B $2.59B $1.19B
2021 $1.21B $256.30M $2.76B $1.67B $1.09B
Company Details
SIC code
6141
State of incorporation
DE
Active filer
Yes
Most recent SEC filing
Form 144
2026-09-17
Financials filed via
Form 10-K
filed 2026-02-20

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Chicago, IL 60604
175 WEST JACKSON BLVD.
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:30 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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