State Ledger
Company profile

BANK OF THE JAMES FINANCIAL GROUP INC CIK 1275101

Ticker
BOTJ (Nasdaq)
Industry
State Commercial Banks
Headquarters
Lynchburg, VA 24505
Fiscal year end
2025 (FY)
Market Data
Close
$27.21
Change
+$0.13
Change %
0.46%
Volume
3,295

BOTJ · trading date Oct 12, 2026 · previous close $27.08 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
—
Net income
$9.02M
Total assets
$1.04B
Total liabilities
$958.98M
Stockholders' equity
$80.05M
Cash & equivalents
$84.48M
Operating income
—
Operating cash flow
$11.66M
Capital expenditures
$1.17M

Fiscal year 2025, via 10-K filed 2026-03-27. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$10.50M
Free cash flow margin
—
Liabilities / assets
92.3%
Equity / assets
7.7%
CapEx / revenue
—
Operating cash flow / net income
1.29×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $9.02M $1.04B $958.98M $80.05M
2024 — $7.94M $979.24M $914.38M $64.87M
2023 — $8.70M $969.37M $909.33M $60.04M
2022 — $8.96M $928.57M $878.35M $50.23M
2021 — $7.59M $987.63M $918.21M $69.43M
Company Details
SIC code
6022
State of incorporation
VA
Active filer
Yes
Most recent SEC filing
Form SCHEDULE 13G/A
2026-08-14
Financials filed via
Form 10-K
filed 2026-03-27

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Lynchburg, VA 24505
P O BOX 1200
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 16:00 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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