State Ledger
Company profile

BREAD FINANCIAL HOLDINGS, INC. CIK 1101215

Tickers
BFH (NYSE) · BFH-PA (NYSE) · BFH-PB (NYSE)
Industry
Personal Credit Institutions
Headquarters
Columbus, OH 43219
Fiscal year end
2025 (FY)
Market Data
Close
$101.39
Change
+$0.73
Change %
0.73%
Volume
30,705

BFH · trading date Oct 12, 2026 · previous close $100.66 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
—
Net income
$518.00M
Total assets
$22.66B
Total liabilities
$19.34B
Stockholders' equity
$3.33B
Cash & equivalents
$3.60B
Operating income
—
Operating cash flow
$2.09B
Capital expenditures
—

Fiscal year 2025, via 10-K filed 2026-02-13. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
—
Free cash flow margin
—
Liabilities / assets
85.3%
Equity / assets
14.7%
CapEx / revenue
—
Operating cash flow / net income
4.04×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $518.00M $22.66B $19.34B $3.33B
2024 — $277.00M $22.89B $19.84B $3.05B
2023 — $718.00M $23.14B $20.22B $2.92B
2022 — $223.00M $25.41B $23.14B $2.27B
2021 — $801.00M $21.75B $19.66B $2.09B
Company Details
SIC code
6141
State of incorporation
DE
Active filer
Yes
Most recent SEC filing
Form 4
2026-09-16
Financials filed via
Form 10-K
filed 2026-02-13

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Columbus, OH 43219
3095 LOYALTY CIRCLE
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:50 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

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