State Ledger
Company profile

SMARTFINANCIAL INC. CIK 1038773

Ticker
SMBK (NYSE)
Industry
National Commercial Banks
Headquarters
Knoxville, TN 37919
Fiscal year end
2025 (FY)
Market Data
Close
$49.83
Change
-$0.71
Change %
-1.40%
Volume
6,112

SMBK · trading date Oct 14, 2026 · previous close $50.54 · source: Alpaca (IEX feed, not consolidated full-market data).

Key Financials
Revenue
—
Net income
$50.35M
Total assets
$5.86B
Total liabilities
$5.31B
Stockholders' equity
$552.38M
Cash & equivalents
$464.42M
Operating income
—
Operating cash flow
$61.72M
Capital expenditures
$2.39M

Fiscal year 2025, via 10-K filed 2026-03-16. A dash means this figure wasn't reported in the source filing under a field State Ledger recognizes - not that the value is zero.

Financial Performance
Operating margin
—
Net margin
—
Free cash flow
$59.34M
Free cash flow margin
—
Liabilities / assets
90.6%
Equity / assets
9.4%
CapEx / revenue
—
Operating cash flow / net income
1.23×

Derived from the fiscal year 2025 figures above. These metrics are mathematical calculations and do not represent a rating or assessment of the company.

Financial History
Fiscal yearRevenueNet incomeAssetsLiabilitiesEquity
2025 — $50.35M $5.86B $5.31B $552.38M
2024 — $36.14M $5.28B $4.78B $491.35M
2023 — $28.59M $4.83B $4.37B $459.89M
2022 — $43.02M $4.64B $4.21B $432.45M
2021 — $34.79M $4.61B $4.18B $429.43M
Company Details
SIC code
6021
State of incorporation
TN
Active filer
Yes
Most recent SEC filing
Form 4
2026-09-14
Financials filed via
Form 10-K
filed 2026-03-16

"Most recent SEC filing" may differ from the filing used for the financial figures above.

Location
Knoxville, TN 37919
5401 KINGSTON PIKE
Data & Methodology

SEC EDGAR submissions API (identity, collected Sep 19, 2026, 15:11 UTC) and SEC XBRL Company Facts API (financials, collected Sep 26, 2026, 15:53 UTC) · figures as originally filed, not restated · a dash always means a value wasn't reported, never a real zero.

← Back to Tennessee — Public Companies